I became a member of REI last summer. I only had to pay a $25 one-time (not annual) fee with the promise that 8% of my annual purchases would be refunded to me at the end of the year. I had estimated a return of investment in 2 years, so you can imagine my surprise when I received a dividend of *drumroll* $41!
On the other hand, maybe I should worry about how much I'm spending at REI to be receiving such a large rebate...
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